YC backed? Welcome to the future of lending

Backed by

Debt funding that is easy to understand and quick to deploy

A programmatic, zero fee (ACH and wires) business checking account, designed to delight anyone doing your books.

Visa charge cards for you and your team. No personal guarantees and no fees for lost or extra cards. Current batch? We'll front you a $10K limit.
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Fund your lending business with a Sivo Debt line. Draw down debt funding in days and if you're current batch, we'll front you $50K.
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Step 1: Sign up, input your YC promo code and complete identity and business verification.

Step 2: Login to Sivo and deposit funds into your Sivo Cash account. Current batch? We'll front you $50K to prove out your business model.

Step 3: Add charge cards for you and your team to use worldwide. Current batch? We'll front you a $10K limit until you receive your YC funding.

Step 4: With a deposit to your Sivo Cash account, your Sivo Debt line is ready for use. Drawdown as much or as little as you like.

Step 5: Use your Sivo Debt line to start lending and demonstrate traction ahead of Demo Day.

Step 6: Increase leverage by sharing data and achieving pre-determined goals for your loan portfolio.