"'I love waiting to get paid.' — Nobody, ever."

Turn Stripe payouts, invoices, and YouTube earnings into instant cash flow.

Why Sivo

Your funds are trapped

You've done the work.

 We help you access what's already yours in a matter of minutes.

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Sivo Advance

Access earnings instantly

Sivo Advance turns your pending payouts into instant cash —

 get paid for what you're owed today.

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How It Works

Up and running

in 60 seconds.
  • 1
    Create a free account
  • 2
    Connect your income sources
  • 3
    Link your bank account or card for instant payouts
  • 4
    Set up automatic advances
  • 5
    Get paid instantly, every time
Benefits
Interest-only capital.
You only pay for what you use or advance, maximizing flexibility and cost efficiency.
Performance based.
Unlock capital based on your lending or receivable activity.
Explosive results.
With tech-enabled capital, you will be amazed at your own fast growth.

“Sivo partnered with us from Day 1. They comprehend early-stage lenders with a straightforward process and a transparent cost structure, and they are enabling us to scale.”

Alix Maurin, Co-Founder
RentFlow, USA
“Sivo is a strong debt capital partner. The program is easy to understand, and we've been able to tap into leverage based on performance.”
Emilio Uribe, CEO
Cobre, Mexico

“Sivo partnered with us from Day 1. They comprehend early-stage lenders with a straightforward process and a transparent cost structure, and they are enabling us to scale.”

Alix Maurin, Co-Founder
RentFlow, USA

“We unlocked 10x capital to fuel our rapid growth. Trust, metrics, and data win.”

Ignasi de Llorens, CEO
Kintai, Spain
“Sivo is a strong debt capital partner. The program is easy to understand, and we've been able to tap into leverage based on performance.”
Emilio Uribe, CEO
Cobre, Mexico
Founder friendly, tech enabled debt capital

Debt-as-a-Service

Fund your lending program from day 1.

Up to $20M in fast, easy-to-understand debt capital.

Easy to set up your first Sivo account
It's FREE to start. Let's do this!
Get Started