Legal agreements

2. INFORMATION WE COLLECT
‍
Information You Provide to Us
‍
Sivo collects information from you when you choose to provide it to us through the Site or through any other means. This may include when you create an account on the Site, register or request products or services, request information from us, sign up for newsletters or our email lists, use our Site, or otherwise contact us.

The information we collect may include your name, address, email address, telephone or mobile phone number, information relating to your employment or professional activities and financial account information. You may be required to provide certain personal and/or business information to apply for and receive Sivo products services.

Information We Automatically Collect

a) Cookies and similar technologies

We may use cookies or other technologies to automatically collect certain information
when you visit our Site or interact with our emails. For example, if you are responding to
an offer, promotional email or other email from us, we may automatically populate your
personal information into our system once you enter your offer code or similar
identifying device or otherwise accept your offer or promotion. Additionally, we may automatically collect certain non-personal information from you such as your browser
type, operating system, software version, and Internet Protocol ("IP") address. We also
may collect information about your use of the Site, including the date and time of access,
the areas or pages that you visit, the amount of time you spend using the Site, the number
of times you return, whether you open, forward, or click-through emails, and other
Site usage data.

b) Do Not Track Features

You may adjust your browser or operating system settings to limit this tracking or to decline cookies, but by doing so, you may not be able to use certain features on the Site or take full advantage of all of our offerings. Check the "Help" menu of your browser or operating system
to learn how to adjust your tracking settings or cookie preferences. Please note that our
system may not respond to Do Not Track requests or headers from some or all browsers.

3. HOW WE USE INFORMATION WE COLLECT

Sivo uses the data and information you provide in a manner that is consistent with this
Privacy Policy and applicable law. If you provide personal data for a certain reason, we
may use the personal data in connection with the reason for which it was provided. For
instance, if you contact us by email, we will use the personal data you provide to answer
your question or resolve your problem. Also, if you provide personal data in order to
obtain access to the Site or Services, we will use your personal data to provide you with
access to such services and to monitor your use of such services. 

Sivo may also use your personal data and other personally non-identifiable information
collected through the Site or the provision of the Services to help us improve the content
and functionality of the Site or the Services, to better understand our users and to
improve the Site and the Services. Sivo and its affiliates may use this information to
contact you in the future to tell you about services we believe will be of interest to you. 

Sivo uses Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using the
Service, you grant Sivo and Plaid the right, power, and authority to act on your behalf to
access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored,
and processed by Plaid in accordance with the Plaid enduser privacy policy.
Opting out of Email MarketingIf at any time you wish not to receive any future marketing communications or you wish to have your name deleted from our mailing lists, please
contact us by emailing privacy@sivo.com or by post to 2261 Market Street #4175,
San Francisco CA, 94114.

4. SHARING OF INFORMATION WE COLLECT
‍
Sivo is not in the business of selling your information.
‍
There are, however, certain circumstances in which we may share your personal data with certain third parties without further notice to you, as set forth below:

Agents, Consultants, and Third-Party Service Providers:
Sivo, like many businesses, sometimes hires other companies to perform certain
business-related functions. Examples of such functions include mailing information, maintaining databases, and processing payments, identity verification. When we employ
another entity to perform a function of this nature, we only provide them with the information that they need to perform their specific function. 

Business Transfers:
As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, personal data may be
part of the transferred assets.

Related Companies:
We may also share your personal data with our corporate affiliates and subsidiaries, if any, for purposes consistent with this Privacy Policy.
‍
Legal Requirements:
Sivo may disclose your personal data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Sivo, (iii) act in urgent circumstances to protect the personal safety of users of the Site, the Services or the public, or (iv) protect against legal liability.

5. LINKS TO OTHER WEBSITES

The Site may have links to third-party websites, which may have privacy policies that
differ from our own. We are not responsible for the practices of such sites, nor does any
such link imply that Sivo endorses or has reviewed the third party site subject to such link.
We suggest contacting those sites directly for information on their privacy policies.

6. CHILDREN AND MINORS
‍
Sivo does not knowingly collect personal data from minors under the age of 18. If you
are under the age of 18, please do not submit any personal data through the Services.
We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children never to provide personal data without their permission. If you have reason to believe that a minor under the age of 18 has provided personal data to Sivo through the Site or the Services, please contact us, and we will endeavor to delete that information from our databases.

7. DATA SECURITY

We have taken certain physical, administrative, and technical steps to safeguard the
information we collect from and about our customers and Site visitors. While we make reasonable efforts to help ensure the integrity and security of our network and systems,
we cannot guarantee our security measures.  Therefore, you should take special care in
deciding what information you send to us via email. Please keep this in mind when
disclosing any personal data to Sivo via the Internet.

8. ACCOUNT INFORMATION AND ACCESS TO YOUR PERSONAL INFORMATION

Based on the applicable laws of your country, you may have the right to request access
to the personal information we collect from you, change that information, or delete it in
some circumstances. To request to review, update or delete your personal information
please contact us by emailing privacy@sivo.com  or by post to 2261 Market Street
#4175, San Francisco CA, 94114.

To keep your personal data accurate, current, and complete you can log in to your
account settings and update your user account or please contact us as specified below.
We will take reasonable steps to update or correct personal information in our
possession that you have previously submitted via the Services.

Upon your request to terminate your account, we will deactivate or delete your account
and information from our active databases. However, we may retain some information in
our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce
our Terms of Use and/or comply with applicable legal requirements.

Who Can I Contact at Sivo Regarding Data Protection Issues?

Sivo has designated a Data Protection Officer (DPO) to assist with data privacy
and data protection issues. You may contact him or her by emailing privacy@sivo.com or by post to 2261 Market Street #4175, San Francisco CA, 94114; and addressing your
questions or concerns to the Data Protection Officer.

9. CALIFORNIA RESIDENTS PRIVACY RIGHTS

California Civil Code Section 1798.83, also known as the "Shine the Light" Law, permits
our users who are in California residents to request and obtain from us, once a year and
free of charge, information about categories of personal information (if any) we disclosed
to third parties for direct marketing purposes and the names and addresses of of all third parties with which we shared personal information in the immediately preceding calendar
year. If you are a California resident and would like to make such a request, please submit
your request in writing to privacy@sivo.com.

10. CHANGES TO THIS STATEMENT

Sivo reserves the right to revise this Privacy Policy at any time. When we do, we will
post the change(s) on the Site. This Privacy Policy was last updated on the date
indicated above. Your continued use of the Site and the Services after any changes or
revisions to this Privacy Policy shall indicate your agreement with the terms of such
revised Privacy Policy.