Incubate and grow with Debt-as-a-Service (DaaS)

Our APIs enable companies to lend to their users at scale.

Multi currency  |  Interest only  |  Auto leverage

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Before Sivo Debt capital

Expensive capital with uncertain leverage paths gives Fintechs no control over their growth and future.

Traditional debt funds avoid early stage Fintechs
Securing a debt facility takes between 6 and 24 months
Labor intensive and archaic month-long reporting
Lots of fees and equity loss
After Sivo Debt capital

Achieve up to 10X leverage while building your industry debt rating and reputation in real-time.

Founder-friendly, early stage Fintechs welcome!
Fast and simple setup in minutes, not months
No spreadsheets! Report in real-time via APIs / Zapier
No upfront fees, complex agreements, or equity sharing
The problem

Debt capital punches down on early stage Fintechs.

Raising debt capital is complex, time consuming, expensive, and impractical for fast growing Fintechs.

The solution

DaaS: Debt capital reinvented.

Sivo incubates Fintechs for industry leading funds including up to $20M in debt capital and industry grade reporting. Leverage Sivo Debt capital to fund both B2C and B2B lending:

Credit or charge cards
Earned income access
Merchant cash advance
Invoice factoring
Let's do this!

Ready for founder friendly, tech enabled debt capital?

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